03301132041 Sort Searcher | Terms & Conditions

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Terms & Conditions

1.Definitions
  • 1.1 "You" and "Your" means the person who wishes to use the website.
  • 1.2 Our means SORT Searcher, a trading name of WIDE SOLUTION LTD- Registered in England & Wales, Company Number: 11940194, Registered Office 186, 321-323 High Road, Chadwell Heath, Essex, England, RM6 6AX. its employees and agents, its successors and includes any other person or business to which we may transfer our rights under these terms and conditions.
  • 1.3 “Website" means a site on the world wide web located at WWW.SORTINSURANCE.COM (Updating Soon).
  • 1.4 “Product or service provider” means manufacturer, business, supplier, broker establishment that are either advertised on this website or made available via this website.
  • 1.5 Sort Price Searcher is not the insurer but provides consultancy service and services of clerical nature.
  • 1.6 Sort Price Searcher does not give any advice or make any personal recommendations as to the suitability of any policy to individual or business client’s circumstances. We may describe policy features, but it is the client’s decision to buy.
2. General

Sort Price Searcher is not the insurer but provides consultancy services and services of intermediary nature. Sort Price Searcher does not give any advice or make personal recommendations to any products or services discussed. We may describe the policy to you and the features and benefits, but it is solely your decision to buy.

2.1 If any provision of these terms and conditions are held by any competent authority to be invalid or unenforceable in whole or in part, the validity of the other provisions of this agreement and the remainder of the provision in question will not be affected. English law will apply to this agreement and the parties agree to submit to the non-exclusive jurisdiction of the English courts. Save as expressly provided elsewhere these terms and conditions shall apply only between us and you and no other person shall be entitled to benefit from them

2.2 In terms of Searching quotes our activities do not include the following- {Under Section 19, FSMA Act 2000, Order 2001(RAO) - FCA Handbook}

  • Accepting deposits or arranging cover
  • Under Section 19 of FSMA provides that a person may not carry on a regulated activity in the UK unless he is authorised or exempt. The ''Regulated Activities'' are specified in the FSMA Act 2000, Order 2001(RAO) - FCA Handbook
  • Effecting or carrying out contracts of insurance as principal.
  • Assisting in the administration and performance of a contract of insurance.


2.3 In terms of any other financial services our activities do not include the following-

  1. Issuing e-money
  2. dealing in investments
  3. arranging deals in investments
  4. operating a multilateral trading facility
  5. managing investments
  6. safeguarding and administering investments
  7. establishing collective investment schemes
  8. establishing stakeholder pension schemes
  9. providing basic advice on stakeholder products
  10. advising on investments
  11. advising on home finance activities
  12. Lloyd's market activities
  13. entering funeral plan contracts
  14. entering into a home finance activity
  15. administering a home finance activity
  16. entering into a home finance activity
  17. administering a home finance activity


2.4 FSMA Regulatory and PCI DSS Compliance Information:

As stated in clause 2 and 3 above, as a professional firm we do not perform any of the above regulatory activities, therefore according to The Financial Services & Markets Act 2000 (FSMA) we are not required to be authorised and regulated by FCA and PRA. In terms of handling personal and sensitive data and payment information we are registered with ICO as per Data Protection Act 1998 , GDPR compliant and made our declarations to the information commissioner. As a merchant we provide information to Squareup International Limited to be compliant with (PCI DSS) Payment Card Industry Data Security Standards.



3. Consultancy and advisory definition

  Services as described by the Information Commissioner’s Office, for the purpose of Data Protection Act 1998

  • 3.1 Purpose Description: Rendering professional services or giving advice. The provision of services of advisory, consultancy or intermediary nature.
  • 3.2 Data Subjects are: Customers and clients. Complainants, correspondents and enquirers. Advisers, consultants and other professional experts.
  • 3.3 Data Classes are: Personal details, lifestyle choices, family information, and social environments, education and training details, employment status financial position, goods or services provided racial or ethnic origin.

4. Privacy policy

We acknowledge and agree to be bound by the terms of Our Privacy Policy. We shall comply with all applicable data protection legislation in force in respect of the personal data we collect from you.


5. Use of the website

By using this website you agree that you will not do anything that affects the reliability or security of the website or causes unreasonable inconvenience to other users or ourselves. You are only permitted to use our website for personal use and if you are a UK resident. Unauthorised use includes commercial use, which is strictly prohibited and we reserve the rights to take further action such as legal action.


6. Third party websites

Our website may contain hyperlinks to other websites as part of our service. Links are provided for convenience only and inclusion of any links should not be taken to imply ratification of the third party website. These websites are owned and operated by third parties and therefore we accept no liability for any statements, information, products or services that are published on or may be accessible through them.


7. Financial Services Compensation Scheme (FSCS)

Your insurer or service provider would normally be covered by Financial Services Compensation Scheme (FSCS). Our associates are also covered by FSCS. You may be entitled to the scheme if your insurer can not meet their obligations. Any amount paid to your insurer would be covered by FSCS; this depends on the type of business and the circumstances of the claim. It is important to state if you receive any separate services from us that incurs a separate administration charge, this is non-refundable and will not be covered by FSCS. Further information about compensation schemes arrangements is available from the FSCS website www.fscs.org.uk or post to Financial Services Compensation Scheme, 7th Floor Chambers, Portsoken Street, London E1 8BN.


8. Definition of Quotes

8.1 The definition of the term “Tailored Quote” means any quotation suited to your specific requirements that takes in consideration your individual lifestyle for instance. Although we can not tailor or trim any information unless your circumstances changes and with the service that we provide we do not act as a broker, agent or third party for any particular insurer at any one time, although we work as a Price Searcher. We have provided you with links to comparison websites, and other various companies, to find you the best possible deal so that you can use our website to have an instant quote from a provider of your own choice and buy online. In any case if would like us to manually fill out any form on your behalf according to your individual specification and circumstances, we can work on finding you quotes, as long as you authorise us and provide us with accurate information. Based on the details given, we can provide non-obligatory quotes from various companies. With the given information we will manually search into a variety of prospects to find cover suited to your means. Usually this is a more challenging premium which in turn will save you money and time. We cannot make any alterations to the policy itself but we can endeavour to find the type of policy that fits your requirements. Your quotes include our service charge, interest and all other charges, but it does not include any charges from insurer or broker that may arise later on if you instruct any amendment or alteration to the policy after setting up. Such amendments might be a change of car or change of address for example. When we provide you with quotes we always process your data and payment information according to the Data Protection Act 1998.

8.2 Your responsibility to provide accurate details and if your insurer provides any unfair terms the following terms and conditions are applicable for all customers (specially who consumes Quote service): if you agree with insurer’s/broker’s terms and conditions as stated on their website. You pay Sort Price Searcher a separate service fee for price searching work. If the insurer accepts the payment from your bank card, this fee is non-refundable. We do not take any commission from the insurer and our services are limited to price searching. If the payment does not go through due to incorrect or false information provided to us by you, such as but not limited to undeclared accidents, penalties & NCB, we reserve the right to charge an admin fee from the amount that you would pay to Sort Price Searcher, even if we do not manage to find you a quote with the correct information given to us afterwards. If any similar quotation that is generated through our work is bought, the charges for our work may apply depending on circumstances. If the insurer imposes any unfair terms to cancel your policy, depending on the time of cover we may deduct only £50 of the service charge you have paid us and refund you the rest although according to our full terms we are not obliged to do this. Sort Price Searcher is a service providing company, we are not the insurer or broker. In terms of legality and data accuracy any information entered on the insurer’s website has been recorded and insurer/broker sends you this via email link or post. It is your responsibility to check your policy documents, statement of facts and staying updated with your Insurer requirements from time to time. As a price searching company we do not monitor or administrate any policy

8.3 We do not conduct activities as a broker or agent for any specific company. Coherence to Consumer Rights Act 2015 and The General Data Protection Regulation (GDPR) . The client (yourself) is appointing or authorising us to carry out price searching work on your behalf to find you quotation or renewal comparison from the available market (based on the accuracy of the information you have submitted to us). Sort Price Searcher does not make any personal recommendations or suggestions or give any financial advice to the suitability of any products to our clients (yourself) as we are not FCA regulated.


9. Price delivery

Predominantly, you will receive quotes within few business hours by text (sms) to the mobile or by email. You will then be contacted by a telephone call to discuss your quote further; this will give you the opportunity to learn more about the policy features and give you the chance to make any queries that you may have about the quote. The price we deliver is completely reliant on the availability of the third party sites and on the overall performance of the World Wide Web. We might not be able to provide quotes to you in certain circumstances. You will be advised accordingly if this is the case. We will contact you via telephone, SMS or email when a quote is ready for you.


10. Your obligations

It is your responsibility to answer all questions on the relevant form to the best of your knowledge and authenticity. If you are not sure of any answers, then you should disclose any information you think might be important. If the answers are incorrect, your application may be rejected or additional premiums could be payable, which the insurer reserves the right to collect. Upon purchasing a policy it is your responsibility to check and if necessary amend any details with any broker or insurer who you decide to purchase your policy from. If you fail to do this, this may invalidate the policy. It is solely your responsibility to read the Terms and Conditions of your product that you are purchasing from your service provider. The details should be accessible to you via the third party web link. It is important you understand the Terms and Conditions agreed with us only relate to this website.

11. Terms of risk

All providers specialise in dealing with different levels of risks and they do not quote on risks that fall outside their target customers. The more "high risk" or "non-standard" your risk is categorised by them, the fewer quotes you will receive. At times it might not be possible for you obtain a quote at all over the internet.

12. Claims & Underwriting Exchange Register

Insurers pass information to the Claims and Underwriting Exchange Register run by Database Services Limited (IDS Ltd), the Hunter Database run by MCL Software Ltd and the Motor Insuring Anti-Fraud and Theft Register run by the Association of British Insurers (ABI) to help the insurer check the information provided and also to prevent fraudulent claims. When application for cover is submitted the insurer dealing with your request for Insuring may search these Registers and any other relevant registers. Under the terms and conditions of your policy, you must tell the insurer about any incident (such as an accident or theft) regardless of blame and whether a claim has been made or not. When you tell the insurer about an incident, the insurer will pass this information to the Registers and to any other relevant agents/bodies.

13. Motor Insuring Database

Your motor Insuring policy details will be added to the Motor Insuring Database (MID) run by the Motor Insurers' Information Centre (MIIC). This can sometimes take up to 7 days to get your policy details updated on the MID. You can also check information about your own vehicle at www.askmid.com. MID data may be used by the DVLA and DVLNI for the purpose of Electronic Vehicle Licensing. Police may also use MID data for the purposes of investigating whether a driver's use of the vehicle is likely to be covered by a motor Insuring policy and/or for preventing and detecting crime. If you are involved in an accident (in the UK or abroad) other UK insurers, the Motor Insurers' Bureau and MIIC may search the MID to obtain relevant car Insuring policy information. Persons pursuing a claim in respect of a road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. You can find out more about this at www.miic.org.uk


14. Events of accidents and Claims and Underwriting Exchange (CUE)

Any driver/policy holder who has had any accidents (fault or non-fault) or claims (whether claim made or not, or just notified) in the last 5 years must disclose this information at application stage. Failing to do so could invalidate your policy, where cancellation fees may apply. You also have the risk of your current premium increasing. Insurers or brokers have accessibility to check with CUE for the history of any accidents or claims recorded within the CUE database. The Claims and Underwriting Exchange (CUE) is a central database of motor, home and personal injury/industrial illness incidents reported to companies, which may or may not affect your application/policy.

15. Motor convictions, fixed penalty or disqualification and Driver and Vehicle Licensing Agency (DVLA)

Any driver who has had any motor convictions, fixed penalties or disqualifications in the last 5 years must disclose this information at application stage. Failing to do so could invalidate your policy, where cancellation fees may apply. You also have the risk of your current premium increasing. Insurers or brokers may also check with DVLA for the history of any motor convictions, fixed penalties or disqualifications recorded within the DVLA database. The Driver and Vehicle Licensing Agency (DVLA) is the organisation of the UK Government responsible for maintaining a database of drivers and a database of vehicles in Great Britain.

16. No claims bonus (NCB) / No claims discount (NCD)

Proof of No Claims Bonus (NCB) may be required if you take out a policy were a NCB has been applied. It is solely your responsibility to provide the proof of NCB. This proof should be either a renewal notice or letter from your previous cover provider, which shows the main driver as the policy holder (yourself) and the NCB declaration. A policy schedule is not the correct form of proof and may be rejected. The NCB can only be used on one policy at a time, and must have been used on a policy within the last 24 months.

17. UK residents only

The products and services described on this website are only available to residents of the United Kingdom insuring within Great Britain, Northern Ireland and the Isle of Man (excluding the Channel Islands). By using our services, you confirm that all applicants on your policy are UK residents only. If any of the policy holders have a change to residential status then it is your responsibility to immediately notify the cover provider.

18. Intellectual property

The copyright material contained in this website and any brands and trademarks included belongs to us or our licensors. You may download, copy or store the content and other downloadable items displayed on the website subject to the condition that the material may only be used for personal purposes. Copying or storing the contents of the website for commercial use is highly prohibited. You must not use such information or copyright material unless you have obtained written permission from us or the owner to do so.

19. Responsibility for content

The Information provided on this website is on an "as is" either end basis and make no representations or warranties of any kind in respect of the contents and disclaim all such representations and warranties. Furthermore, we make no representations or warranties about the completeness, suitability, or accuracy for any purpose of the information and related graphics published in this website. The information contained in this site may contain technical inaccuracies or typographical errors. Howsoever, all our liability arising for any such errors or inaccuracies is expressly excluded to the fullest extent permitted by law. We make no warranty that the website or any linked website is free from viruses, mal ware or other malicious computer problems. You are responsible for ensuring that you use the appropriate Antivirus software. Neither we nor any of our employees or other representatives will be liable for loss or damage arising out of or in connection with the use of this site. This is an inclusive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of or damage of property, loss of income, profit or data in claims of third parties. None of the exclusions and limitations under the clause are intended to limit any rights You may have as a consumer under local law or other statutory rights which may not be excluded or in any way to exclude or limit our liability to you for death or personal injury resulting from our negligence or that of our employees or agents.

20. What will you have to pay us for our services?

Details of any fees or charges for amendments related to your policy can be found in your policy documentation from your insurer. Any such fees are payable directly to your cover provider. Any other fees will be discussed or advised of before proceeding with the policy. We provide quotes for free, however if you decide to buy any policy by using the quotation or its reference, then you will be liable for a separate administration fee. When you pay us any administration fee you will be paying for searching the quotes for you. When we provide you with quotes our administration fee is always included with it. If you give us any false or inaccurate information, it may result in cancellation of your policy and our administration fee will not be refunded. We do not share the administration fee with any of your product or service provider and this is not linked with your policy and it is non-refundable at any time.

21. Indication and level of our administration and service charges

It is a requirement from Trading Standards that we make you aware of our level of charges. Our services are calculated on an hourly charge; Senior Service Providing Officer or Management per hour are on a time basis of £220 for work done and £200 per hour for all other fee earners. Administrative charges include all letters and e-mails sent out by us and all telephone calls made and received by us will be charged at £22 and £20. VAT will be added at the appropriate rate (currently 20%) and other expenses, if incurred. If all or part of any bill rendered by this company remains unpaid we may be able to charge interest. Our charges are subject to annual review.

22. Complaints procedure

If you have a complaint about our service or your policy, please contact us first by phone and if after talking to us you are still not happy please write to our Service Quality & Assessment Manager at the address shown below. If you prefer to communicate via email or fax we are happy to correspond with you using these methods as well. You may contact us on 0330-113-2041 between 9am to 5pm Monday to Friday, not including Bank Holidays. We will attempt to resolve your complaint within 48 hours. If this does not happen we will discuss the next step with you. If you wish to write please address your letter to: Complaints Dept WIDE SOLUTION LTD- Registered in England & Wales, Company Number: 11940194, Registered Office 186, 321-323 High Road, Chadwell Heath, Essex, England, RM6 6AX. Please include details of your name and address, a contact telephone number, your policy or quote number and details of why you are unhappy. This will help us to respond to you as quickly as possible. If there is insufficient information then we contact you either via telephone or email to ask for further information. Depending on the nature of the complaint it may take four weeks for a resolution. During this time you may receive a final response or a letter explaining why we are not yet in a position to resolve your complaint and when we will be contacting you again.

23. Fraud

It is fraudulent if you or anyone acting on your behalf misrepresents or deliberately fails to disclose information or facts at any time whether at application stage or during the term of the policy or at renewal of the policy that would materially impact either the terms and conditions or the issue or renewal decision itself. This also includes were the insurer has been provided with any information or documents which misrepresents or conceals the truth or are stolen. If fraud is suspected then the insurers have the right to cancel or void your policy and any other related policies at any time. The insurers may seek to recover any costs they have incurred and may not return any premium.

24. Termination

We have in our sole discretion the right to issue a warning, temporary suspension, or an indefinite suspension and termination of Your rights to use the website if you:

  • 24.1 Breach these terms and conditions and act inconsistently.
  • 24.2 At any time violate or attempt to violate any rights of other user of the website or third parties.
  • 24.3 Are involved in any fraudulent activity.
  • 24.4 Threaten or abuse employees of Sort Price Searcher either verbally, physically or in any other form.
  • 24.5 We reserve the right to refuse any price search work / quotation within our discretion.


Our Identity

We are an independent price searching company, search on your behalf with your consent to find you reasonable prices for anything. If you can't speak english and not good at computers or not quite familiar with internet world and Accident Management! Please contact us for anything you need as our multilingual friendly staffs are waiting to serve you. Also, please don't forget to read our Terms and Conditions and Privacy Policy thoroughly before taking our service.

As WE DO NOT WORK AS A BROKER OR AGENT FOR ANY SPECIFIC COMPANY. HOWEVER, WE ARE REGISTERED WITH THE INFORMATION COMMISSIONER'S OFFICE (ICO) AND ALL YOUR INFORMATION ARE PROTECTED UNDER THE 'DATA PROTECTION ACT 1998 AND UNDER THE GENERAL DATA PROTECTION REGULATION (GDPR)'..

How We Work

  • 100% professional service & customer care.
  • Ease your searching stress but don't forget our job is only up to searching you quotes.
  • after getting quotes you deal with the rest therefore, the Setup process easy and smooth.
  • search cheaper possible price along with best deals.
  • Work with 100% accuracy based on the information you provide.
  • We strongly advise you to check every single details before accepting any quotes and must amend it immediately if there's any DISCREPANCY by contacting your insurer.
  • We do not share any of your information with the third parties.

For Quotes, contact us on : 

For More Information, contact us on :  info@sortinsurance.com (Updating soon)

Terms & Conditions and Privacy Policy

Optionally, you can ring us from 9am - 6pm (Monday - Saturday) :  0330 113 2041

WIDE SOLUTION LTD- Registered in England & Wales, Company Number: 11940194, Registered Office 186, 321-323 High Road, Chadwell Heath, Essex, England, RM6 6AX
Sort Searcher. Is registered with the Information Commissioner's Office (Reg: Number: ZA262723), authorised to process personal data under Data Protection Act as well as GDPR 2018.

© Copyright 2018 Sort Searcher - All rights reserved.